Close Finance offer a range of flexible personal and business loans to individuals and businesses in the Channel Islands. We’ve been providing Jersey and Guernsey with friendly, prompt, and professional services for over 50 years.

At Close Finance, we promise to:

  1. Give honest and straightforward help
  2. Always assess your circumstances to calculate what you can comfortably afford at the time of taking out a loan
  3. Make business and personal loan decisions quickly and efficiently
  4. Provide you with a professional and friendly financial service
  5. Deliver clear solutions
  6. Offer all our Channel Islands loan customers free and confidential consultations
  7. Be a business you can trust

Our customer charter

We understand that individuals and businesses want stability and reliability. As a market leader for personal and business loans in Jersey and Guernsey, we’re committed to responsible lending.

Our people

The success of our business relies on the quality of our people. Our team of specialists have a wealth of experience in finance and lending, which ensures we continue to deliver the high standards of service.

Jersey

Simon Winslow

Simon Winslow

Managing Director

Simon’s career with Close Brothers spans ten years as UK Operations Director, overseeing multiple locations across the country. Now based full-time in the Channel Islands, he’s passionate about delivering customer-focused financial solutions and excited to lead the business into its next chapter. Simon’s already embracing island life, enjoying shorter commutes, more time outdoors and a better work-life balance.

Stuart Stables

Stuart Stables

Operations and Risk Director

Stuart has a wealth of experience in the finance industry as well as various other areas of the local business community having lived in Jersey for over 20 years. He has a passion for ensuring that Close Finance delivers an efficient, high-quality service, tailored to meet the varying needs of our clients and business partners in the Channel Islands. He is also keen for our team members to continually feel valued and proud to work for our organisation.

Graeme Hebenton

Graeme Hebenton

Head of Commercial Lending

Graeme joined Close Finance, as part of the Jersey office, in 2023. He has over 40 years of experience in finance in the UK and Jersey, working in the banking sector. He has worked with many small and medium sized businesses, providing relationship management support and debt funding solutions. Graeme is integral in enabling us to support trading businesses in the Channel Islands with their asset finance and business funding needs.

Graeme is a keen golfer and enjoys travelling.

Cleone Steadman

Cleone Steadman

Head of Personal Lending, Jersey

Cleone is responsible for the Jersey sales team. She works hard to bring new business to the company and manages our existing client base with strong interpersonal relationships, as well as manging our dealer and broker relationships. Cleone always has our customers’ interests at heart and consistently goes above and beyond. Cleone always has her finger on the pulse, identifying new opportunities in the market to strengthen our offering on the islands.

Cleone is an avid traveller, having seen 22 countries around the world and lived in five!

Stuart Butler

Stuart Butler

Head of Business Development

Stuart has over 30 years banking and lending experience including over 20 years undertaking various customer relationship and team management roles in both Jersey and Guernsey.

Stuart is our Head of Business Development, who works with our team leaders initiating and progressing new business initiatives in both the personal and commercial sectors of our business.

Outside of work, Stuart is a keen traveller, hiker, and cyclist having previously organised and completed a 1,000-mile charity cycle ride across the UK!

Marie Booth

Marie Booth

Customer Relationship Manager

Marie has been with us since 2016. She works in our Jersey direct sales team, liaising closely with clients. From debt consolidation to home improvements, holidays to car finance, there isn’t anything Marie can’t support with.

Marie is a happy, bubbly, outgoing person. She loves to socialise and have fun with family and friends. She also enjoys spending time with her two dogs, Barney and Bobby.

Taylor Chateau

Taylor Château

Customer Relationship Administrator

Taylor works in the Customer Relationship Team as an Administrator and spends her day working alongside our dealers and brokers to process applications across our personal, business and motor lending aspects of the business. She has a wealth of experience in customer services and strives to provide the best service and experience for our clients.

Taylor is a keen entertainer outside of the office singing for local band Inside Job and performing in amateur dramatic shows. She is also a huge adrenaline junkie having completed a skydive in Jersey and the Guinness World Record Sky Jump in Las Vegas!

Emilie Bresset

Emilie Bresset

Customer Relationship Administrator

Emilie is a member of the Customer Relationship Administration team at and serves as a key point of contact for our dealers and brokers. She is responsible for processing motor, personal, and commercial lending applications to a high standard, while also supporting various areas of the business. Emilie joined the industry in 2023 and holds a degree in Bio-veterinary Science, which continues to influence her interests outside of work. While she maintains a strong personal passion for science and animals in her free time, she is highly engaged and fulfilled in her role at Close Finance, where she applies her skills in a professional, client-focused environment.

Tristan Knill

Tristan Knill

Customer Relationship Administrator

Tristan is part of the lending team in the Jersey office. Prior to joining Close Finance, he gained five years’ experience in the hospitality trade , working in luxurious hotels and managing high end bars. Tristan’s goal is to transition the skills developed from his time in hospitality into the finance industry. Outside of work, Tristan loves all sports and is extremely outdoor orientated. He particularly enjoys cycling, tennis and football.

Anamaria Le Verdier

Anamaria Le Verdier

Credit Risk Manager

Anamaria has responsibility for the effective management of all credit related risks within Close Finance and ensuring the highest quality of loans being underwritten. Anamaria was born in Transylvania in Romania and moved to Jersey in 2015 having lived in London for 5 years previously where she held various teaching and travelling nanny positions. This gave her the opportunity to travel and explore different parts of the world including Tuscany, France, Portugal, British Virgin Islands and the Caribbean.

Andrew Ward

Andrew Ward

Risk and Compliance Officer

Andy has been with Close Finance for over 15 years and currently works as our Risk & Compliance Officer.

This entails working closely with our colleagues, dealer and broker partners and Andy always seeks to deliver the best possible service for our customers and partners to ensure the business is kept safe and secure.

Guernsey

Kevin Harris

Kevin Harris

Director and Head of Guernsey

Kevin opened our Guernsey branch in 2006 and has managed it ever since. He works closely with the team to provide exceptional service to all our existing and potential new clients, along with ensuring we operate with professionalism, integrity and within all local regulations.

Kevin once wore a dressing gown to work when he misheard that the team were having a dress down day for charity.

Robbie Clayton

Robbie Clayton

Head of Operations & Risk, Channel Islands; Branch Manager, Guernsey

Robbie has worked within the group since 2015, starting in the UK team. In 2022, Robbie joined our Guernsey branch as Branch Manager. Robbie leads the Guernsey team and is also our Head of Operations and Risk, ensuring that we remain compliant with the current legislation as well as maintaining the reputation of the business.

Before entering the world of finance, Robbie was a qualified childcare practitioner. He worked as a children’s holiday rep in Majorca for a season.

Lucy Hockey

Lucy Hockey

Operations Administrator

Lucy joined Close Finance in July 2023 and has become an integral part of the team.

Able to operate in all aspects of the business, Lucy’s skill set ensures our customers and introducers receive the best possible service.

In her spare time, Lucy enjoys pilates, reading and loves the sauna.

Richard Elliott

Richard Elliott

Head of Lending, Guernsey

Richard has over 10 years’ experience of working in the financial services sector in Guernsey.

Richard is responsible for the lending team in Guernsey, which includes identifying new opportunities and customers, as well as looking for new opportunities in the local market to improve our offering to our clients.

Outside of work, Richard is a keen sea swimmer and enjoys traveling, having previously explored the whole of New Zealand and Italy.

Justin Hagger

Justin Hagger

Customer Relationship Manager

Having spent many years in the motor trade in various customer service positions, Justin knows good customer service and strives to provide this for our many customers, business introducers, dealers and brokers.

Justin is our Customer Relationship Manager in Guernsey and can support with motor finance as well as personal loans and business lending.

Lucas Talbot

Lucas Talbot

Customer Relationship Administrator

Lucas joined the Close Finance team in January 2025, bringing with him a fresh perspective after completing his Business Management degree at the University of Hull. He is passionate about delivering outstanding service and is committed to supporting both our clients and dealer partners with the highest level of care. Outside of work, Lucas is an avid football fan, both as a participant and a passionate spectator.