Close Finance offer a range of flexible personal and business loans to individuals and businesses in the Channel Islands. We’ve been providing Jersey and Guernsey with friendly, prompt, and professional services for over 50 years.
At Close Finance, we promise to:
- Give honest and straightforward help
- Always assess your circumstances to calculate what you can comfortably afford at the time of taking out a loan
- Make business and personal loan decisions quickly and efficiently
- Provide you with a professional and friendly financial service
- Deliver clear solutions
- Offer all our Channel Islands loan customers free and confidential consultations
- Be a business you can trust
Our customer charter
We understand that individuals and businesses want stability and reliability. As a market leader for personal and business loans in Jersey and Guernsey, we’re committed to responsible lending.
Our people
The success of our business relies on the quality of our people. Our team of specialists have a wealth of experience in finance and lending, which ensures we continue to deliver the high standards of service.
Jersey

Kevin Allen
Managing Director
Kevin joined Close Finance in June 2021. He has 40 years banking experience the majority of which in lending roles. He has significant experience in structuring debt funding solutions for clients in the real estate, corporate, trust and fiduciary sector.
Kevin enjoys all sports but is now more of a spectator than participant. He’s a life long West Ham fan and a season ticket holder at the London Stadium.

Stuart Stables
Operations and Risk Director
Stuart has a wealth of experience in the finance industry as well as various other areas of the local business community having lived in Jersey for almost 20 years. He has a passion for ensuring that Close Finance delivers an efficient, high-quality service, tailored to meet the varying needs of our clients and business partners in the Channel Islands. He is also keen for our team members to continually feel valued and proud to work for our organisation.

Graeme Hebenton
Head of Commercial Lending
Graeme joined Close Finance, as part of the Jersey office, in 2023. He has over 40 years of experience in finance in the UK and Jersey, working in the banking sector. He has worked with many small and medium sized businesses, providing relationship management support and debt funding solutions. Graeme is integral in enabling us to support trading businesses in the Channel Islands with their asset finance and business funding needs.
Graeme is a keen golfer and enjoys travelling.

Cleone Steadman
Head of Personal Lending, Jersey
Cleone is responsible for the Jersey sales team. She works hard to bring new business to the company and manages our existing client base with strong interpersonal relationships. She always has our customers’ interests at heart and consistently goes above and beyond. Cleone always has her finger on the pulse, identifying new opportunities in the market to strengthen our offering to clients on the island.
Cleone is an avid traveller, having seen 22 countries around the world and lived in five!

Stuart Butler
Head of Business Development
Stuart has 30 years banking and lending experience including 20 years undertaking various customer relationship and team management roles in both Jersey and Guernsey.
Stuart is our Business Development Manager, who works with our team leaders initiating and progressing new business initiatives in both the personal and commercial sectors of our business.
Outside of work, Stuart is a keen traveller, hiker, and cyclist having previously organised and completed a 1,000-mile charity cycle ride across the UK!

Ben Butlin
Key Account Manager
Ben joined Close Finance CI in 2024 with a solid background in customer service and sales roles.
Managing our dealer and broker introducers as Key Account Manager, Ben strives to grow relationships for the motor business.
Ben is also a blue belt in Brazilian Jiu-Jitsu, showcasing his work ethic, in and out of work.

Marie Booth
Customer Relationship Manager
Marie has been with us since 2016. She works in our Jersey direct sales team, liaising closely with clients. From debt consolidation to home improvements, holidays to car finance, there isn’t anything Marie can’t support with.
Marie is a happy, bubbly, outgoing person. She loves to socialise and have fun with family and friends. She also enjoys spending time with her two dogs, Barney and Bobby.

Taylor Château
Customer Relationship Administrator
Taylor works in the Customer Support Team as an Administrator and spends her day working alongside our dealers and brokers to process applications across our personal, business and motor lending aspects of the business. She has a wealth of experience in customer services and strives to provide the best service and experience for our clients.
Taylor is a keen entertainer outside of the office singing for local band Inside Job and performing in amateur dramatic shows. She is also a huge adrenaline junkie having completed a skydive in Jersey and the Guinness World Record SkyJump in Las Vegas!

Emilie Bresset
Customer Relationship Administrator
Emilie recently joined Close Finance as Customer Support Administrator after completing her degree in Bioveterinary Science at the University of Chester. Close Finance has helped her stay academically challenged and develop new skills. She is ready to excel and grow within the company and is excited for the future in store.

Morgan Mattioli
Customer Relationship Administrator
Morgan is part of the lending team and she truly cares about building strong relationships and ensuring every customer has a great experience. Always keen to be helpful towards clients and the company. Outside of work, Morgan is a proud dog parent to Missy and Chewbacca and loves spending time with friends and family. This role has helped her grow in confidence, and with a passion for learning new things, there’s always an eagerness to take on new challenges and keep improving.

Tristan Knill
Customer Relationship Administrator
Tristan is part of the lending team in the Jersey office. Prior to joining Close Finance, he gained five years’ experience in the hospitality trade , working in luxurious hotels and managing high end bars. Tristan’s goal is to transition the skills developed from his time in hospitality into the finance industry. Outside of work, Tristan loves all sports and is extremely outdoor orientated. He particularly enjoys cycling, tennis and football.

Anamaria Le Verdier
Credit Risk Manager
Anamaria has responsibility for the effective management of all credit related risks within Close Finance and ensuring the highest quality of loans being underwritten. Anamaria was born in Transylvania in Romania and moved to Jersey in 2015 having lived in London for 5 years previously where she held various teaching and travelling nanny positions. This gave her the opportunity to travel and explore different parts of the world including Tuscany, France, Portugal, British Virgin Islands and the Caribbean.

Andrew Ward
Risk and Compliance Officer
Andy has been with Close Finance for over 10 years and currently works in Sales Support processing personal loans and hire purchase agreements. This entails working closely with our dealer and broker partners and Andy always seeks to deliver the best possible service for our customers.

Brenda Ricou
Operations Administrator and Front of House
Brenda is Operations Administrator and also the Front of House of our Jersey office. She welcomes all our customers and suppliers who visit our Jersey office with a big smile. In her spare time, Benda loves cooking, and her speciality is lemon drizzle cake. She also makes a delicious Cranachan - a traditional Scottish pudding!
Guernsey

Kevin Harris
Director and Head of Guernsey
Kevin opened our Guernsey branch in 2006 and has managed it ever since. He works closely with the team to provide exceptional service to all our existing and potential new clients, along with ensuring we operate with professionalism, integrity and within all local regulations.
Kevin once wore a dressing gown to work when he misheard that the team were having a dress down day for charity.

Robbie Clayton
Head of Operations & Risk, Channel Islands; Branch Manager, Guernsey
Robbie has worked within the Close Finance group for eight years, starting within the UK team. In late 2022, Robbie joined our Guernsey branch as Branch Manager. Robbie leads the Guernsey team, ensuring that we remain compliant with the current legislation as well as maintaining the reputation of the business.
Before entering the world of finance, Robbie was a qualified childcare practitioner. He worked as a children’s holiday rep in Majorca for a season.

Lucy Hockey
Operations Administrator
Lucy has recently joined the Close Finance team in Guernsey after completing her degree in business management at the University of Brighton. She is eager to learn and is looking forward to getting stuck into her role.
Lucy greets everyone with a big smile and enjoys helping others.

Richard Elliott
Head of Lending, Guernsey
Richard has over 10 years’ experience of working in the financial services sector in Guernsey.
Richard is responsible for the lending team in Guernsey, which includes identifying new opportunities and customers, as well as looking for new opportunities in the local market to improve our offering to our clients.
Outside of work, Richard is a keen sea swimmer and enjoys traveling, having previously explored the whole of New Zealand and Italy.

Justin Hagger
Customer Relationship Manager
Having spent 17 years in the motor trade in various Customer service positions Justin knows good customer service and strives to provide this for our many Business introducers and brokers.

Lucas Talbot
Customer Relationship Administrator
Lucas joined the Close Finance team in January 2025, bringing with him a fresh perspective after completing his Business Management degree at the University of Hull. He is passionate about delivering outstanding service and is committed to supporting both our clients and dealer partners with the highest level of care. Outside of work, Lucas is an avid football fan, both as a participant and a passionate spectator.